Extend your warranty to cover your car
If you are even considering buying an extended warranty contract or service contract, you may want to see the California Department of Insurance guide that is specifically for you, the purchaser. The guide, (on-line), spells out the various kinds of contracts, advises you what to look for, and also tells you what to do if you believe that payment is being denied unlawfully. The guides explains the difference between policies sold by the car dealerships for new cars and of course, others sold for used cars not associated with the manufacturers. It gives detailed information that cannot be covered in our posts. (Don’t let the 28 pages on-line scare you. It is a very easy read with large fonts.)
In our opinion, one of the biggest “scam factors” is that the companies sell plans in our State, but then when they actually have to pay a claim in our State, they are crying that the cost is too expensive and then try to get out of paying the claim or paying as little as possible. Expensive! Welcome to California! But, let’s face facts. They knew that when they sold you the policy.
You always have the recourse of filing a complaint with the California Department of Insurance, if you have a problem with your warranty company, (or any insurance company), that you cannot resolve successfully.